What All Pilots Should Know When Applying For Life Insurance – PIC Life

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• Create Date January 3, 2017
• Last Updated January 3, 2017

Statistics would show that pilots are healthier, more affluent, and live longer than the rest of the general public. That in itself would lead you to believe that pilots would be a preferred risk for life insurance companies over non-pilots and therefore their premium rates would be less. Surprisingly, this could not be further from the truth. As you probably know, life insurance companies put you through their underwriting process to determine whether or not to offer you coverage. This underwriting takes into account many factors such as your age, health & medical history, occupation, and hobbies. To your dismay, insurance underwriters consider aviation a risk factor and the hobby of flying can dramatically affect your ability to gain affordable insurance.

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